RESPONSIBLE LENDING
Ace Money Express is committed to responsible lending practices that protect our customers and promote financial well-being.
Our Commitment
We assess each application carefully to ensure affordability
We provide clear and transparent information about loan terms
We do not encourage borrowing beyond your ability to repay
Customer Responsibility
We encourage customers to:
Borrow only what they need
Review loan terms carefully
Ensure they can meet repayment obligations
Transparency
Before approval, customers receive:
Clear disclosure of fees, interest, and repayment schedules
No hidden charges or misleading information
Support
If you experience financial difficulty, we encourage you to contact us early. We may be able to discuss alternative arrangements where permitted by law.
Ethical Standards
Our lending decisions are made without discrimination and in compliance with applicable consumer protection regulations.
© 2025 ACE Money Express. All Rights Reserved.
ACE Money Express is committed to responsible lending. Loan approvals are subject to eligibility and applicable laws.
*Ace Money Express is not a lender in all states. Ace Money Express and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.
†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.
TX residents: Ace Money Express operates as a Credit Access Business (CAB) to arrange a loan between you and an unaffiliated third-party lender.
Rates & Terms