Frequently asked questions

What is the amount I can borrow?

New clients can borrow between $500 and $10,000. Returning customers may qualify for amounts up to $20,000. We evaluate various factors to ascertain your loan amount, including your history with us and information collected from external data sources.

Is having bad credit or no credit a significant issue?

Having bad credit or no credit by itself does not solely influence loan approvals. We focus on assisting customers with poor credit scores in obtaining loans.

What is the cost?

We do not impose any charges at all - No processing fees, No upfront payments, No file costs.

Does applying impact my credit score?

Our procedure should not have an impact on your credit score. We do not conduct credit checks with the three primary credit reporting agencies, but we may rely on alternative providers to confirm identity data points and active military status. These alternative providers might utilize information acquired from the major reporting bureaus, and any checks conducted may appear as soft inquiries on your credit report. If you receive a prescreened offer from us, you might also notice a soft inquiry in your credit history.

What are the basic qualifications to apply for a loan?

We require that you satisfy these criteria for responsible borrowing:

· A minimum steady income of $800 monthly

· Be at least 18 years old

· Be a U.S. citizen or a permanent resident

· Maintain an open and active checking account